Compiled from Public Data by FairShake
The US government’s Consumer Financial Protection Bureau (CFPB) collects complaints against financial companies.
In 2019, the CFPB received 7655 complaints against Capital One Bank. Capital One Bank ranked Number 5 among all financial companies for the most complaints.
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: PA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company’s investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: NY
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Trouble using your card
Sub-Issue: Can’t use card to make purchases
Complaint Tags: Servicemember
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: None
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Trouble using your card
Sub-Issue: Can’t use card to make purchases
Complaint Tags: Older American
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: CA
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened as result of identity theft or fraud
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company’s investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: CO
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Other features, terms, or problems
Sub-Issue: Other problem
Full Complaint:
Capital One owes me {0.00} but refuses to send me a check I can cash.
I have had 3 credit cards with Capital one for years. Never late, never over limit. Then a stranger got 2 of my cards and ran up charges for 3 days. You never think it will happen to you. To be safe, I sent in payments of {00.00} to each card. When the dust cleared, I had an {0.00} balance overpaid on one card. That was last XXXX.
It took months, but Capital one finally sent me a check, but it was made out only to my business. The card had both my name and the business name – statements also carried both names. I am XXXX, on XXXX, and retired 2 years ago and closed the business. I didn’t really think about the cards. My bank will not accept a check made out to a business that no longer exists. I had told XXXX XXXX about this during the fraud investigation. I have, now, called 4 times the last 4 weeks as I was promised a check in my name over a month ago. Capital One owes me {0.00} for 6 months, now. If it was them, they would be charging me interest and destroying my credit ( which is 780+ by the way ). Their trained monkeys just can not seem to deal with this properly even if I stay on the phone for 30 minutes. I returned the original check to Capital One a month ago. I want my money back!!!
I am tired of calling and getting trained monkeys who either can’t figure out that I am owed a check or claim that my ” record ” is not clear that they owe me a check. XXXX XXXX – XXXX, ext XXXX – Promised me a check in my name well over a month ago.
Complaint Tags: Older American
Response Type: Closed with monetary relief
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
Full Complaint:
This account is mine. Section 609 states that you’re required to send me the paperwork associated with this account. Furnish or remove. Section 623 states that the creditor can not continue to report it when disputed, unless they have proof to the contrary
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: MD
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Other features, terms, or problems
Sub-Issue: Problem with balance transfer
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: PA
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn’t receive notice of right to dispute
Full Complaint:
capital one shows card open XXXX, never had card with them until XXXX not my debt they must provide debt validation on when this account was open
Response Type: Closed with explanation
Date of Complaint: May 8, 2019
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: FL
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Other features, terms, or problems
Sub-Issue: Problem with rewards from credit card
Full Complaint:
I was issued a credit card that had a rewards program in which the points where to be used towards the purchase of a vehicle from XXXX. I did not know this until the first use, so after discussing the matter over the phone that I was not interested in buying a car but just getting cash back. Then they exchange that card for one with cash back and even though I have at the present time {.00} on the rewards program, they claim that I am starting a new account and do not qualify for cash back. On the other card I had {0.00} It is my opinion, that this is a typical ” Bait and Switch operation ”. This card is called the ” extended family card ” from Capital One and the least amount you need is XXXX dollars to qualify for cash back. Thank you
Complaint Tags: Older American
Response Type: Closed with monetary relief
FairShake accessed this complaint from the public archives of the Consumer Financial Protection Bureau (CFPB). You can file your own complaint with the CFPB here.