July 2021 Complaints Against Capital One Bank

Compiled from Public Data by FairShake

If you have an issue with Capital One Bank, you’re not alone.

The US government’s Consumer Financial Protection Bureau (CFPB) collects complaints against financial companies.

In 2021, the CFPB received 12516 complaints against Capital One Bank. Capital One Bank ranked Number 4 among all financial companies for the most complaints.


Do you have a complaint against Capital One Bank?

Pursue Legal Help

FairShake helps thousands of people take legal action & get compensated…

Learn more about how to sue Capital One Bank

Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: NY

Product: Vehicle loan or lease
Sub-Product: Loan

Issue: Getting a loan or lease
Sub-Issue: Fraudulent loan

Company response:

Response Type: Closed with explanation


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: LA

Product: Payday loan, title loan, or personal loan
Sub-Product: Personal line of credit

Issue: Credit limit changed

Full Complaint:
I had a line of credit with Capital One since 2005. Ive never had a late payment and I have always paid it down in XXXX every year. this year they waited until I made a large payment, then they changed it to a closed loan that I couldn’t draw from again. I was told by Capital One that it would never happen. This really put me in a cash bind and hurt my cash flow for the rest of the year. if they didnt want me to have this line then thats Ok, but to wait until I made a large payment then cut me off, is unethical.

Company response:

Response Type: Closed with explanation


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: NV

Product: Debt collection
Sub-Product: Credit card debt

Issue: Written notification about debt
Sub-Issue: Didn’t receive notice of right to dispute

Full Complaint:
i am getting unwanted e mail from capital one, and i would like it to stop. i am on ssi, and so my income is federally protected from any action.

Complaint Tags: Servicemember

Company response:

Response Type: Closed with non-monetary relief


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: CA

Product: Checking or savings account
Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account
Sub-Issue: Transaction was not authorized

Company response:

Response Type: Closed with explanation


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: FL

Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting

Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else

Full Complaint:
I have repeatedly disputed this inaccurate account with the bureaus and creditor. I am a victim of identity theft and have proven so with all requested documents.

Company response:

Response Type: Closed with non-monetary relief


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: AL

Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting

Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away

Complaint Tags: Servicemember

Company response:

Response Type: Closed with explanation


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: NY

Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting

Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else

Full Complaint:
I’ve been disputing fraud accounts on my credit report since XX/XX/2021. I keep sending multiple sets of letters to the bureaus and the creditors so the excuse of ” we didn’t get it ” doesn’t happen. Furthermore, each letter is certified mail with tracking and each letter shows signed and delivered and yet the bureaus are still not taking any actions. The accounts are not showing in dispute nor are they removed from my report. The accounts always show up with different name variations and different account number variations and yet the bureaus seem to ignore the trend and let these fraud accounts affect my credit score. I have requested the investigation to be initiated and also verifiable proof to be submitted should the account claim to be mine. Not only have I not received any mail showing the verifiable proofs needed to justify the accounts to be on my report, I haven’t even received any letters at all stating the investigations have begun. Per the FCRA and federal law, the process is supposed to be 30 days. 30 days later, I’m still here shelling out money for certified mail with no end in sight and no results to show. This is my last option before I take this up with my lawyers and sue for full compensations and damages incurred. Finally, it seems that when these complaints are submitted, the bureaus are using the excuse that they ” can’t confirm my identity ” to get away with taking no actions on my credit report. Please investigate this as well.

Company response:

Response Type: Closed with non-monetary relief


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: FL

Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting

Issue: Incorrect information on your report
Sub-Issue: Account status incorrect

Company response:

Response Type: Closed with explanation


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: CA

Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting

Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else

Full Complaint:
I had an account with this company. My account with capital one bank what is a credit card account that I opened in XX/XX/XXXX of XXXX. The account was in good standing for a long time and had a minimal balance. Then in XXXX I was involved in a major motor vehicle accident and around that time My Account Balance had grown excessively all the while I was in the hospital for over a month in a coma. We found out the charges were current even during that time. Which was in XXXX XXXX and part of XX/XX/XXXX. I attempted to relay this information to capital one bank and they never took it serious and subsequently allowed my account to remain in a negative unpaid withstanding. Later they sold my dad to XXXX XXXX XXXX and have never allowed me the opportunity to square this up with them so that my credit would not be hurt by this negative balance. I would appreciate some intervention and Ive already talk to XXXX XXXX XXXX they said they will terminate is dead and basically get rid of it the way it shouldve been done yours back yes I did this so Im doing it I appreciate any help you guys give. Capital one bank account # XXXX

Company response:

Response Type: Closed with explanation


Complaint Details:

Date of Complaint: July 14, 2021

Company Official Name: CAPITAL ONE FINANCIAL CORPORATION

State: CA

Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting

Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else

Company response:

Response Type: Closed with explanation


FairShake accessed this complaint from the public archives of the Consumer Financial Protection Bureau (CFPB). You can file your own complaint with the CFPB here.

X