Compiled from Public Data by FairShake
The US government’s Consumer Financial Protection Bureau (CFPB) collects complaints against financial companies.
In 2021, the CFPB received 12516 complaints against Capital One Bank. Capital One Bank ranked Number 4 among all financial companies for the most complaints.
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
Response Type: Closed with explanation
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: NY
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don’t recognize
Complaint Tags: Servicemember
Response Type: Closed with non-monetary relief
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: NJ
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement
Sub-Issue: Credit card company isn’t resolving a dispute about a purchase on your statement
Full Complaint:
On XX/XX/XXXX I was scammed into a purchase at a XXXX XXXX which I thought was for a friend. Within hours I discovered the scam and called Capital One indicating that this was an unauthorized purchase and to stop the transaction. Instead they did nothing and referred me to dispute process that was inapplicable in this situation. The terms of this card state ” You will not be responsible for transactions on your account that are unauthorized ”. I have send several letters with documentation to the legal department but they do not respond but rather rely on their dispute procedure which does not address scams. The company denied my claim based on the fact that I benefited from the transaction when Capital One had no mechanism in place to immediately respond I reported this matter to FTC as well.
Thank you
Response Type: Closed with monetary relief
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: VA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
Response Type: Closed with explanation
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: WA
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Fees or interest
Sub-Issue: Problem with fees
Response Type: Closed with monetary relief
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: MA
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
Response Type: Closed with explanation
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: CA
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company’s investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
Response Type: Closed with non-monetary relief
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: FL
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
Response Type: Closed with explanation
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: NY
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
Full Complaint:
Someone stole my identity and opened many accounts without my permission or authority.
Response Type: Closed with explanation
Date of Complaint: July 22, 2021
Company Official Name: CAPITAL ONE FINANCIAL CORPORATION
State: CA
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
Full Complaint:
Hello cfpb : I dispute an account showing on my credit bureaus and Capital One Bank refused to remove the account from my credit files. I have done everything there is under FCRA but no response from them and I was told they sold the account does not belong to me to a attorney and the attorney file sue on me. capital One insist it is my account and refuses to give me any proof the account should be in dispute status and showing documentation the account belong to me a they are claiming it.
Response Type: Closed with explanation
FairShake accessed this complaint from the public archives of the Consumer Financial Protection Bureau (CFPB). You can file your own complaint with the CFPB here.