Compiled from Public Data by FairShake
The US government’s Consumer Financial Protection Bureau (CFPB) collects complaints against financial companies.
In 2020, the CFPB received 8720 complaints against Citibank. Citibank ranked Number 7 among all financial companies for the most complaints.
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: None
Product: Debt collection
Sub-Product: Credit card debt
Issue: Communication tactics
Sub-Issue: Frequent or repeated calls
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: PR
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
Full Complaint:
COMPLAINT FOR : Citibank Na, XXXX XXXX XXXX, XXXX XXXX SD XXXX Phone : ( XXXX ) XXXX An inquiry has been made at a Sears store in the town of XXXX, Puerto Rico without prior authorization. We had seen a sign informing us that we could take articles ” without credit inquiry ” because Im interest in ” leasing ”. The employee took the data and strategically inquired using the social security numbers of my wife and me. That is against the law and it has been reviewed in XXXX XXXX credit reports. We ordered the elimination of this inquiry as we understand there was ” trickery and deception ” of the Sears employee who attended us, we await your prompt attention. Thank you. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Puerto Rico XXXX Phone : XXXX SS : XXXX Email : XXXX Inquiry details Sears/CBNA Inquiry from XXXX XXXX, XXXX – Complete Dept. Stores This inquiry could stay on your report until XX/XX/XXXX. See an error? Find out how to dispute a hard inquiry Institution Information No contact information has been reported by this creditor. XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Puerto Rico XXXX Phone : XXXX SS : XXXX Email : XXXX Inquiry details Sears/CBNA Inquiry from XXXX XXXX, XXXX – Complete Dept. Stores This inquiry could stay on your report until XX/XX/XXXX. See an error? Find out how to dispute a hard inquiry XXXXnstitution Information No contact information has been reported by this creditor. ** In addition, there are no important data such as address, telephone, institution information, data that are extremely important in these inquiries.
This is the second advice.
Response Type: Closed with non-monetary relief
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: NY
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Advertising and marketing, including promotional offers
Sub-Issue: Didn’t receive advertised or promotional terms
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: MD
Product: Credit card or prepaid card
Sub-Product: Store credit card
Issue: Problem when making payments
Sub-Issue: You never received your bill or did not know a payment was due
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: CA
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement
Sub-Issue: Card was charged for something you did not purchase with the card
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: CA
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
Full Complaint:
I have received several calls from XXXX regarding a Citibank account that I had in XX/XX/XXXX. The representatives I’ve spoken to claim that I was given a settlement amount of {00.00} and something, but since I have not paid the settlement amount, that my wages will be garnished for an amount in the {00.00} range. I filed for bankruptcy in XX/XX/XXXX which discharged the debt I had previous to XX/XX/XXXX.
Not only is this company, XXXX XXXX XXXX, using outdated information, but they have called my family members who were not co-signors nor otherwise involved in the accounts I had in XX/XX/XXXX. They are harassing me and threatening to garnish my wages as well as harassing family members who have nothing to do with this debt by leaving cryptic messages and causing them to worry.
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: CA
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: None
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Problem when making payments
Sub-Issue: Problem during payment process
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: NY
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem with a lender or other company charging your account
Sub-Issue: Transaction was not authorized
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: February 10, 2020
Company Official Name: CITIBANK, N.A.
State: FL
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem with a lender or other company charging your account
Sub-Issue: Transaction was not authorized
Complaint Tags: Older American
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
FairShake accessed this complaint from the public archives of the Consumer Financial Protection Bureau (CFPB). You can file your own complaint with the CFPB here.