Compiled from Public Data by FairShake
The US government’s Consumer Financial Protection Bureau (CFPB) collects complaints against financial companies.
In 2020, the CFPB received 8720 complaints against Citibank. Citibank ranked Number 7 among all financial companies for the most complaints.
Date of Complaint: March 12, 2020
Company Official Name: CITIBANK, N.A.
State: TX
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement
Sub-Issue: Credit card company isn’t resolving a dispute about a purchase on your statement
Full Complaint:
I do not agree with Citi Card ‘s merchant favor dispute decision and am filing a complaint. I would like Citi ‘s decision reversed and credit {0.00} back to my card.
I purchased {0.00} XXXX card from XXXX ‘s website for my mother-in-law ‘s birthday on XX/XX/XXXX. However, after receiving the XXXX card through email, I noticed the gift card was not valid to use on Friday, Saturday, or any holidays. So, on the same afternoon that I purchased the gift card, I tried to cancel this transaction immediately by calling XXXX restaurant ( the number on the website where I purchased the gift card ), however, they informed me that they don’t handle online XXXX purchases. This is done through a third company. The restaurant manager stated they have no way of communicating with them. She suggested I cancel the transaction or dispute charge with Citi Card. I followed her advice and started the dispute with Citi. I provided them with all information and documentation, and on XX/XX/XXXX, they resolved and closed this case in favor of the merchant. I have no idea why Citi sided with the merchant. I did not use the gift card, and there was no way of contacting the gift card issuer or returning the gift card. The virtual gift cards were emailed to me, and the sender ‘s email address is XXXX. These noreply email addresses are not monitored, and it’s useless to reply back.
I would greatly appreciate CFPB ‘s help in getting {0.00} credit back to my Citi card.
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 12, 2020
Company Official Name: CITIBANK, N.A.
State: None
Product: Credit card or prepaid card
Sub-Product: Store credit card
Issue: Problem with a purchase shown on your statement
Sub-Issue: Card was charged for something you did not purchase with the card
Complaint Tags: Servicemember
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 12, 2020
Company Official Name: CITIBANK, N.A.
State: OR
Product: Credit card or prepaid card
Sub-Product: Store credit card
Issue: Fees or interest
Sub-Issue: Unexpected increase in interest rate
Complaint Tags: Older American
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 12, 2020
Company Official Name: CITIBANK, N.A.
State: FL
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Problem with a purchase shown on your statement
Sub-Issue: Credit card company isn’t resolving a dispute about a purchase on your statement
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 12, 2020
Company Official Name: CITIBANK, N.A.
State: NY
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
Full Complaint:
I have been trying to get more information regarding my credit card with Macy. I noticed that after months of payments where I was paying well above the minimum balance my debt was not decreasing. I contacted Macy to get proof of payments or a chart with my payment history. They did not comply, So i followed up once more and got the run around with them so i stopped paying the card in XX/XX/2019. They began to charge me late fees and have closed the account. I attached proof of my payments here to show the dollar amount that I was paying. Something they refused to present to me. I have no issues paying my debt, but I felt I was being taken advantage of by Macy ‘s here. I’ve attached statements from my bank account showing over {00.00} of payments that I made. The only reason I stopped paying was due to the lack of communication I got from them as they could show me where my payments were going, and I felt I was being taken advantage of..
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 12, 2020
Company Official Name: CITIBANK, N.A.
State: FL
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
Response Type: Closed with explanation
Date of Complaint: March 11, 2020
Company Official Name: CITIBANK, N.A.
State: FL
Product: Credit card or prepaid card
Sub-Product: Store credit card
Issue: Problem when making payments
Sub-Issue: You never received your bill or did not know a payment was due
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 11, 2020
Company Official Name: CITIBANK, N.A.
State: NY
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Advertising and marketing, including promotional offers
Sub-Issue: Didn’t receive advertised or promotional terms
Response Type: Closed with monetary relief
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 11, 2020
Company Official Name: CITIBANK, N.A.
State: NY
Product: Checking or savings account
Sub-Product: Other banking product or service
Issue: Managing an account
Sub-Issue: Banking errors
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
Date of Complaint: March 12, 2020
Company Official Name: CITIBANK, N.A.
State: NC
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Closing your account
Sub-Issue: Can’t close your account
Full Complaint:
1. I have paid off two Citi cards on XX/XX/2020, one for {0.00} and the other for {0.00}. I paid a total of {0.00} and paid by phone. The lady from Citibank took my money and told me that both cards were closed, apparently neither card was closed. Because Citi Card continues to debit my bank account. I believe Citi cards deceive and discriminate against XXXX cardholders. Because we are XXXX cardholders, Citibank Cards do whatever they like to make false statements to continue debiting our bank accounts, took our money from our bank account.
2. And also from the last statement I received from Citi Card, I did not see Macys transition statement from my account that is deception and false and fraud statement.
Response Type: Closed with explanation
Public Response:
Company has responded to the consumer and the CFPB and chooses not to provide a public response
FairShake accessed this complaint from the public archives of the Consumer Financial Protection Bureau (CFPB). You can file your own complaint with the CFPB here.