I was a co-signer to a car that the person obviously could not afford. Per Santander they did not require pay stubs for the loan. So how do they know if the person can afford it or not? They are predators to those who have bad credit. That seems to be their SCAM! Even buy her pay here places asks for pay stubs. No one now a days gives out loans without being able to show if you can afford it especially if it’s a house or car (which are one of the biggest investments one makes). They seem to be in cahoots with ALM Kia just to make a buck. I have called them dozens of times and cannot seem to get this solved. In the mean time my credit is taking a hit.
What would you like the company to do to fix the problem? (optional)
I am asking that they take the car repair my credit to where it was.