I purchased a car loan through. Santander. My car was late on a few payments. Sent wire payments they were never documented and extra charges was added. They sent a letter afterwards saying they had lowered the total price of the car. I was given like 6 weeks to come up with the money. They repoed it 2 1/2 weeks early before I could get the money sold it at auction for a little over 3k and are suing me now for 11k they have none of the payments that we’re made documented and I have seen a million horror stories. I can no longer get a car loan I am out of a car have been for over a year never had a repo prior to this in my life. Credit was decent before this. This company has ruined my life. I have no car am being sued and they are lying. I need help please.
What would you like the company to do to fix the problem? (optional)
I want the lawsuit to stop and my credit to be corrected. Or if they want to continue with these lies and stuff I want my car back. Since I am being sued for the total amount on the car anyways.