Bank of America Collections Issues

Bank of America Collections Issues

What Bank of America did:
I was sent a check for a business venture i online Mobile deposit the check it says you have to wait 3 days for the funds to be cleared the funds were cleared I use the funds 4 hours later I had a negative account in reference to the check that came through the girl told me she never seen it before first it was a credit then several hours later it turned into a debit I called the bank talk to the manager talk to another employee they tell me the check was fraudulent I said well I waited for you to clear it to be sure the funds were cleared you cleared it and gave it to me they said because I deposited it I’m responsible for it I have no idea it was a bad check that’s why I waited 3 days for them to clear it they told me they cleared it because they’re have a good relationship with me I says you don’t give me money because you have a good relationship with me you held the check to be sure the funds were there then you cleared it then she tells me she knows about this scam well I says if this is a scam and you know about it you people should be very aware of proceeding and making sure the funds are there now they want me to pay the $2,500 in my account is negative and I can’t afford it

What would you like the company to do to fix the problem?
Be responsible for the check and not me because they cleared it and allowed the money to come into my account after I received it they turn around and discover the check is fraudulent but they don’t give you the money until they see the check is valid and they give you the money they discovered the check was fraudulent after they release the funds to me I have no idea about this they’re supposed to protect themselves from fraudulent checks that’s why they wait for the money to clear and then they give it to you so it’s not my responsibility I don’t want to be responsible for a check for $2,580 and now my account is negative this amount

How would you rate your experience with Bank of America?
(0/5 stars)

Submitted by: Anonymous in Illinois | Read more Bank of America complaints


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