My Shop Your Way Mastercard issued by Citi cards has had its credit limit declined twice in 4 months adversely affecting my credit, despite me not having any late payments with the company and paying more than triple the minimum payment due. Every time I make headway in paying down my balance (which is only $3,500 now) my credit limit is decreased to only hundreds of dollars of what I owe. As a result, in both instances, my credit score has been impacted and taken a hit, affecting my ability to refinance my house or make other purchases adversely affecting my family financially and emotionally. The first time my credit was decreased was on April 20, 2019 from $5,000 to $4,600. At that time I
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