While the Citi Premier® Card is a terrific card, the Amex Gold offers better benefits, offsetting the higher annual fee. Here are five reasons why you should consider switching from the Citi Premier® Card to the Amex Gold card:
The primary deterrent for switching from the Citi Premier to the Amex Gold Card is likely the higher annual fee. The Amex Gold Card carries a $250 annual fee while the Citi Premier’s is a more reasonable $95. Cardholders receive up to $120 in Uber Cash for use on Uber Eats orders or Uber rides in the U.S. and up to $120 in annual dining credits to select merchants per calendar year. Both are dispersed as monthly $10 credits.
The Citi Premier offers a $100 annual hotel savings benefit when spending $500 on a single hotel booking when booked through thankyou.com or1-800-THANKYOU. While that’s still a solid benefit for a card with a $95 annual fee, the credit kicks in post-tax. That reduces the overall savings substantially. The Amex Gold’s monthly credits are much more practical because they apply to a common spending category that most people can take advantage of.
The Amex Gold Card’s category bonuses are much better than the Citi Premier’s. The Amex Gold offers .
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