Discover may be hiding fees and charges in your bill. Understanding your bill will help you avoid unnecessary cost.
One of the biggest credit card companies in America, Discover nonetheless has continued the tradition of including lots of fees within your credit card agreement. Additionally, some people may not be fully clear about their APR rates. Let’s examine both of these major questions and see if we can help you understand your Discover bill when it finally comes in the mail or over the internet.
Discover as a relatively busy bill statement page, with an account summary on the left-hand side and a credit score if you’ve opted in to the service right beneath it. Additional payment information and other rewards are located on the right side of the page, one on top of the other. The thing to pay the most attention to is “fees charged”, which is located in the aforementioned account summary box near the bottom.
As Discover primarily issues credit cards, there are a number of extra fees or charges you might see on your bill that you don’t understand. Let’s dive deep into these now:
Unlike some other credit card and financial services companies, Discover does not charge you a penalty APR under any circumstance and also doesn’t include an annual fee. This means that, if you can stay on top of your payments and keep track of the correct dates, they could be an affordable choice for many.
Discover is available to help you 24 hours a day if you want to dispute a charge or if you have questions about their other financial services and offerings. You can contact them only by phone – they do not have a chat option at this time.
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